Garden Desktop

A financial team. A familiar conversation.

A chief for the books. Another for the bigger picture. Return to the named roles you create, pick up the history and turn your next question into a financial artifact.

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GardenProduct vision

PiperReporting & insights Your work, continued

Garden, in conversationProduct vision

You

Compare our 2022 and 2023 P&Ls.

$840k

2022

$1.08m

2023

+28.6%Revenue growth

Revenue grew. Now look at how that growth translated into profit.

Illustrative dataExplore the possibilities

Meet a chief. Explore a workflow. Open an artifact.Interactive product vision · sample data

A relationship with the work

Your chiefs stay in the picture.

The product vision is built around named financial agents you return to, with their conversations and working context close at hand.

Give the role a name.

Create your finance chief from the chat workspace. Give it a name and focus, then make that role a familiar place to begin.

Keep the thread.

Return to a chief’s conversations on your device. Keep related questions, supported attachments and artifacts with the work they belong to.

Let the answer take shape.

Explore reports you can expand, charts that explain a comparison and focused action cards inside the conversation.

The answer takes shape

A report you can open. A story you can follow.

Ask your finance chief for a P&L. Explore the product vision as a report appears in the conversation, ready to expand and inspect. The artifact and the explanation stay together.

Open the report from its preview
Keep period and figures in context
Continue with a more focused question

Garden, in conversationProduct vision

You

Draw up a P&L for 2025.

Profit & loss

NORTH STUDIO · SAMPLE REPORTThe year, at a glance.January — December 2025

Revenue: $1,284,000
Cost of revenue: $436,560
Operating expenses: $398,040
Operating profit: $449,400

Operating margin35.0%Illustrative

A report you can read, question, and build on.

Garden · Product vision

NORTH STUDIO · ILLUSTRATIVE DATA

Profit & loss

January 1 – December 31, 2025 · USD

Illustrative 2025 profit and loss report for North Studio
Account	Amount
Subscriptions	$804,000
Professional services	$360,000
Other revenue	$120,000
Total revenue	$1,284,000
Infrastructure costs	$236,560
Direct service costs	$200,000
Gross profit	$847,440
Salaries & benefits	$210,000
Software & tools	$52,800
Marketing	$45,600
Office & operations	$60,000
Other operating expenses	$29,640
Operating profit	$449,400

Operating margin: 35.0%. Ask a follow-up question to explore the expenses, sources, or comparison with another period.

Product vision · fictional company and illustrative figures. This is an interactive report example.

Illustrative dataExplore the possibilities

Follow the next question

See how you spent it. Then ask why.

Compare credit and debit spending, investigate a vendor or move between financial years. Explore a conversation that responds with a chart, a breakdown and the detail behind the answer.

Compare payment types
Ask about a company or a year
Bring visual answers into the conversation

Garden, in conversationProduct vision

You

How much did we spend on credit versus debit?

2025 · Sample card spend

TOTAL SPEND$84,000

Credit$54,60065% of spend

Debit$29,40035% of spend

Switch between dollars and transactions. Same question, another useful angle.

Illustrative dataExplore the possibilities

Banking, in the flow

Give a new account a purpose.

The Branches vision brings external banks, new accounts and cards into the same workspace. Describe what you need and review the intended setup directly in the conversation.

Connect the accounts you already have
Explore opening an account inside Garden
Keep banking context close to your chief

Garden, in conversationProduct vision

You

Let's create a separate account for our next chapter.

BRANCHESMake room for a new account.

Draft

Account nameNext chapter

PurposeProject reserve

CurrencyUS dollar · USD

Interactive preview. No account is opened.

Illustrative dataExplore the possibilities

The team grows with the work

Your agents can join the conversation, too.

Explore a connected workflow where your outside agents collaborate with Garden through authorized integrations. The conversation keeps the request and its financial context together.

Garden, in conversationProduct vision

Your revenue agentClover · Garden chief

Your agent

Clover, here is the revenue context for our next month-end review.

Garden

Let’s pick up the conversation and compare the periods.

ContextCloverDraft

Garden · Product vision

NORTH STUDIO · ILLUSTRATIVE DATA

Two years. One clearer picture.

2022 — 2023 · Annual comparison · USD

Illustrative 2022 and 2023 financial comparison for North Studio
Metric	2022	2023
Revenue	$840,000	$1,080,000
Operating profit	$210,000	$324,000
Operating margin	25.0%	30.0%

Revenue grew 28.6%, while operating profit grew 54.3%. Operating margin increased by 5 percentage points.

Source context stays attached.North Studio · sample annual P&Ls, 2022 and 2023. Prepared by Clover from your revenue agent's illustrative context.

Product vision · fictional company and illustrative figures. This example does not connect to an outside agent or financial account.

Illustrative dataExplore the possibilities

The interactive scenes show Garden’s product vision with illustrative data. Account opening, cards and connected actions depend on the services enabled for your account. Detailed financial and administrative controls remain available in Settings.

A little clarity