A payment begins with a clear next step.
Bring the amount, destination and payment context into the conversation. Chard is Garden’s payment layer, connecting the intent to pay with the details that matter.
Prepare a $2,400 payment to Northstar.
How often did we pay them? Just ask.
Explore a conversational view of counterparty history. Find a company, choose a year and bring the payment count, total and individual records into one answer.
- Ask about a specific company
- Find payments within a chosen period
- Review the records behind the total
How many times did we pay Northstar in 2021?
Twelve payments. One supplier. The full story, close at hand.
Follow the payment into the books.
A payment has a life beyond its first instruction. Bring payment status, bank activity and ledger context together as you investigate what happened.
- Review payment activity and status
- Connect the movement to source records
- Keep exceptions in the conversation
Find the invoice behind this deposit.
A financial team that stays with you.
Return to a named finance chief, pick up the history and bring the next question into the same working relationship. Garden’s vision connects that context across your financial work.
Chard is part of the picture.
Reports, records and focused actions appear beside the conversation. These scenes illustrate the product vision with sample data; available workflows follow your account and connected services.
Chard, explained.
A few useful answers before you get started.
How do Chard and Branches work together?
Branches is the banking experience: accounts, connections and the card vision. Chard handles payments and transfers. The previews illustrate the intended flow; available rails follow your account, region and enabled services.
Do I need a separate app for Chard?
Chard is part of the Garden vision. Garden Desktop brings your finance chiefs and their conversations together, with financial tools and administrative controls available in the same workspace.
What do the animated conversations show?
They are interactive product previews using illustrative data. They show how a question, a financial artifact and a review step can come together; they do not connect to an account or execute a financial action.
Can I still use the administrative controls?
Yes. The complete financial workspace remains in Settings. Your finance chiefs are the front door, and the detailed controls stay available when you need them.
